It seemed small at first, but after a week of pain in your right shoulder you decided to go see a doctor. The visit, it turns out, was important. Although you thought that stretching and keeping the sore shoulder moving was in your best interest, the reality was that it needed some surgery. And rest. The fact that the accident happened at work made you think that worker compensation would cover the costs. Little did you know, however, that because you waited so long to go in getting the coverage was going to be a challenge. Although the human resources person at work seemed patient and well intentioned, something told you that you should seek some legal advice.
Although you never imagined that you would need to consult a workers compensation law firm for what first seemed like a small shoulder injury, you quickly realized that if you had sought this advice earlier you would have been in a better position. The workers compensation law firm assured you, however, that they would see what they could do to get the initial doctor’s visit covered and that they would also seek money for the upcoming surgery and rather extensive physical therapy that would be needed for recovery.
Disability claims are not always as straight forward as you might imagine. The fact that these claims can last for years means that without the advice of a workers compensation law firm you may find yourself struggling to pay the bills for an accident that was actually the fault of your employer. Whether you are a teacher who was injured on the job while you were trying to help contain an unruly teenager or you a factory worker who was seriously injured when a forklift was improperly used, a workers compensation law firm can help you manage what could other wise be a costly and long lasting financial burden.
Getting the Help You Need After an Injury at Work Can Make a Huge Difference
No employer wants to have a worker get injured while at work. The true character of an employer, however, is how he or she reacts when an accident does happen. Some business owners, however, even the ones with the best intentions find themselves struggling with their own insurance providers to make sure that employees are taken care of. In many cases, it is in the injured worker’s best interest to seek help from outside council to make sure that the necessary compensations are addressed. From hospital bills to time lost at work to months, and sometimes years, of physical therapy, without a lawyer who is looking out for your best interest you can find yourself in desperate circumstances. Consider some of these facts and figures about the impact of workplace injuries and the need for fair workers compensation benefits:
- 75% of Americans are living paycheck-to-paycheck, and 27% have no savings at all. An accident at work means that these families will immediately be in a bind that is impossible to handle without some help.
- 22% of slip and fall incidents resulted in the injured party missing more than 31 days of work.
- 85% of worker?s compensation claims are attributed to employees slipping on slick floors. A legal team looking out for your best interest can help you make sure that a slip and fall does not push you into financial ruin.
- 74% of the states in this country require every business to have workers’ comp. Injured workers need to remember that they are most often dealing with the insurance company providing the workers compensation insurance, not the employer. This may help some victims embrace the need for seeking outside legal help.
- Fewer than 25% of Americans have enough money in a savings account to cover at least six months of expenses in the event of an emergency like a workplace accident.
- 62% of personal bankruptcies in the U.S. are the result of medical expenses, according to a recent Harvard University study,
If you have been injured at work the best advice is to seek a medical examination immediately. Instead of going to the company’s doctor, however, it is often best to make sure that you seek legal advice from someone who has looking our for your best interest.